Terms & Conditions

Last Updated: March 31, 2026

Acceptance of Terms

By accessing and using the website ingracescompanyvii.com (the "Site"), you accept and agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site. INGRACE'S COMPANY VII INC ("Company," "we," "us," or "our") reserves the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Description of Services

INGRACE'S COMPANY VII INC is a financial services company operating as a direct lender. We provide working capital loans, revenue-based financing, equipment financing, business expansion funding, invoice factoring, and bridge financing to qualified businesses. All funding products are subject to underwriting approval and are governed by separate lending agreements.

Eligibility

Our services are available to businesses operating in the United States. By using our Site and submitting an application, you represent that you are at least 18 years of age, have the legal authority to enter into binding agreements on behalf of your business, and that all information you provide is accurate and complete.

Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

Intellectual Property

All content on the Site — including text, graphics, logos, images, and software — is the property of INGRACE'S COMPANY VII INC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.

Disclaimer of Warranties

The Site and all information, content, and services provided are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, INGRACE'S COMPANY VII INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or our services. Our total liability for any claim arising from these Terms shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless INGRACE'S COMPANY VII INC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

SMS Terms & Conditions

By opting in to receive SMS or text messages from INGRACE'S COMPANY VII INC, you agree to the following:

For more information about how we handle your data, please review our Privacy Policy.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we are not responsible for any damage or loss caused by your use of any third-party content or services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Cook County, Illinois.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

Contact Us

If you have any questions about these Terms & Conditions, please contact us:

INGRACE'S COMPANY VII INC
625 W Adams St, Chicago, IL 60661
Email: bryan@ingracescompanyvii.com